Business Owners
The business today, and what comes next
Your company and your personal finances, planned as one picture.
Five decisions, usually made five separate times
Growth. Tax planning. Employee benefits. Your own retirement. The transition out, whenever that comes. Most business owners face all five, and most face them one at a time, with a different professional for each, none of whom sees the other four.
That is how a retirement plan gets chosen in isolation, or how a business transition moves forward without adequate planning around timing and other financial considerations. We coordinate these conversations within one strategy because, in practice, they are closely connected.
Your business is part of your financial future. Your strategy should account for both.
The whole lifecycle of a business, not one moment of it
Schedule a ConsultationBuild
Put a solid financial foundation under the business: structure, cash flow, and the accounts and plans that fit its stage.
Grow
Strategies for growth and efficiency with relevant financial considerations evaluated before decisions are made rather than after the fact.
Protect
Reduce the risks that would fall on you personally, and keep business and personal assets planned as one picture.
Transition
Prepare the succession or the sale well before it happens, so the timing is a decision and not an accident.
Services built for the owner, not just the company
Retirement Plan Consulting
Schedule a ConsultationWe work with owners to design, implement and administer qualified retirement plans, and to choose the one that fits the business, the owner and the employees:
- SEP
- SIMPLE
- Profit Sharing Plans
- Money Purchase Plans
- 401(k)
- 403(b)
Business Planning
Schedule a ConsultationSetting goals for the business and aligning how it runs with where you want it to go. We work on strategies for growth, sustainability and profitability, and on making sure the business plan and your personal plan point the same way.
Business Tax Planning
Schedule a ConsultationCoordinating business and personal financial planning. We consider business structure, timing, tax planning strategies, and other planning considerations as part of your overall financial picture, with decisions evaluated before year-end rather than after the fact.
Succession Planning
Schedule a ConsultationDeciding who takes over and preparing the business for it: the agreements, the funding and the handover of the things that currently live only in your head. This is the work that makes a transition survivable for everyone involved.
Exit & Transition Strategies
Schedule a ConsultationPreparing for a sale or transition before it occurs. Through access to Raymond James Investment Banking services, clients can obtain valuation and transaction support, while we help ensure the proceeds are considered within their overall financial plan.
Self-Employed Retirement Plans
Schedule a ConsultationRetirement solutions built for independent professionals and owner-only businesses: SEP IRAs and the other plan types available to you are evaluated with an awareness of relevant tax considerations and your overall financial objectives.
Not sure where your business fits?
Most owners arrive with the pieces handled separately. One conversation is usually enough to see which of these belong together in your case.
Schedule a ConsultationWhere the company ends and your own balance sheet begins
For most owners, their business is the single largest item on the personal balance sheet, and the one least likely to be planned like an asset. It is illiquid, it is concentrated, and its value depends on decisions being made this quarter.
We plan the two sides together: what the business needs to keep running and growing, and what you need outside it so that your own future does not depend entirely on one exit going well.
Schedule a ConsultationYour business is part of your financial future.
Your strategy should account for both.
Why families and business owners choose Epley Partners Private Wealth
At other firms
At Epley Partners Private Wealth
Generic, off-the-shelf solutions
Guidance built around your situation
Services that don't talk to each other
Comprehensive wealth planning
Strategies that are hard to follow
Plain-language explanations, every time
A new voice on the phone each time
The same person who knows your wealth goals
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Resources for owners and operators
View all resources
Business owner wealth planning: where personal and business meet
The questions to answer before the business becomes the whole plan.
Read the guide
Succession planning: starting ten years before you need it
Why the owners who transition well started when they had no intention of leaving.
Read the article
Choosing a retirement plan for a small business
SEP, SIMPLE, 401(k): what actually separates them for a company your size.
Read the articleEvery investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Past performance does not guarantee future results. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Be sure to contact a qualified professional regarding your situation before making any investment or withdrawal decision.